Your Comprehensive Home Buying Guide
Our 11-step guide will help you navigate every turn of home-buying
We break down each part of the home-buying journey into bite-sized, actionable steps and provide a way for you to track your progress.
Owning a home is a big commitment. Make sure you're ready for the costs and responsibilities.
Would you lend money to someone without a job (no steady income to pay you back) or with a bad reputation for not repaying others? Probably not. The same concept applies to banks providing loans for homes. Mortgage lenders look for a solid credit history and stable income.
Knowing your budget will prevent you from overspending and keep you financially stable.
A larger down payment can reduce your mortgage amount and monthly costs.
A Pre-Approval is a sheet of paper provided to you by a lender that helps Sellers and Builders take you seriously. It also gives you a clear budget and strengthens your offers.
A knowledgeable agent is your ally in finding the right home and negotiating a great deal.
Create a wish list, but stay flexible to find a great home.
With your agent's help, make a smart offer that balances competitiveness and affordability.
These steps protect you from costly surprises and help verify the home's value.
This part involves a lot of paperwork, but it's the last major step.
It's time to make it official! After closing, you'll receive the keys to your new home.