Questions to Ask Your Significant Other Before Deciding to Buy a Home

Updated ·3 min read Expert verified
Written by Calbrea
Reviewed by Jasmine Grainger
couple unpacking boxes after moving

Buying a home can be stressful. Grab your beverage of choice and answer these 12 questions to get on the same page before starting the process.

This conversation should result in a clear action plan with agreed-upon priorities and timelines.

Discussion Questions

  1. Why do we want to buy a home?
  2. How much are we comfortable putting down as a down payment?
  3. What is our ideal price range, and how flexible are we?
    Use our Home Affordability Calculator to calculate a range of Home Prices
  4. What is our plan for financing?
    Check out the Mortgage Application Checklist to know what documents you need before applying
  5. Which three areas or neighborhoods are most appealing to us, and why?
  6. What three features are non-negotiable in our new home (e.g., number of bedrooms, yard, garage)?
  7. What is our ideal move-in timeline, and what factors influence it?
  8. What type of home best suits our needs (e.g., single-family, condo, townhouse)?
  9. How important is proximity to work, schools, or other amenities?
  10. How will we divide responsibilities, like attending showings or communicating with the agent and lender?
  11. What are our next steps to start saving for our down payment?
  12. What is our plan if we face disagreements or compromises during the process?

Get Prepped For Your Next Step™

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