Fast Track Your Mortgage Pre-Approval Checklist

Updated ·1 min read Expert verified
Written by Calbrea
Reviewed by Tunita Bailey

Quickly speed up your mortgage application process by getting organized with this handy checklist.

Gathering these documents ahead of time can help your approval process flow smoothly

Put them in a physical folder or upload PDF versions (using the scan feature on your phone) to your secure digital drive. Your lender will appreciate your readiness, and it may just make all the difference in securing a contract on the home of your dreams!

  1. Proof of Income: Recent pay stubs or self-employment income statements.
  2. Employment History: W-2s or 1099s for the past two years.
  3. Credit Check Authorization: Permission for your lender to review your credit report.
  4. Proof of Assets: Bank statements and investment account summaries.
  5. Debt Information: Monthly debt obligations (student loans, car payments).
  6. Down Payment Proof: Savings or gift letter documentation.
  7. Personal ID: Two forms of Valid government-issued identification.

Now, you’re ready to save some time and make the process a little easier!

» NEXT: Learn what to expect during the home buying process from beginning to end with our Free Home Buying Guide